RPS Group Real Estate

Foreign investors in the US residential real estate market can enhance their financial success through refinancing rental properties. A refinance loan replaces an existing mortgage or cash purchase with a…

When applying for a US mortgage, submit translated documents including employment/income information, such as recent salary statements and W-2 forms for non-UN staff. Retirees need pension and Social Security Award…

Mortgages backed by the FHA, Fannie Mae’s HomeReady, and Freddie Mac’s Home Possible offer significant benefits for first-time homebuyers. FHA loans require a minimum down payment of 3.5% with a…

Home-buyers should avoid several costly mistakes when applying for a mortgage. Key points include not changing jobs or careers, as this can raise red flags for lenders. Avoid applying for…

Paying off your mortgage early can lead to significant interest savings and improved cash flow for retirement. To achieve this, consider making extra payments toward the principal, switching to biweekly…

Getting approved for a mortgage as a self-employed individual can be challenging but manageable. Key strategies include establishing a self-employment track record of at least two to three years, maintaining…