RPS Group Real Estate
Miami is seeing inventory rise and homes linger longer, shifting negotiating power toward buyers.
While widespread price drops aren’t happening yet, the volume of listings gives buyers more control.
1️⃣ Inventory Status: 5.49-month supply boosts buyer leverage significantly.
2️⃣ Mortgage Trends: Rates at 6.56%, helping entry-level buyers.
3️⃣ Price Movement: Moderate declines create prime negotiation window.
4️⃣ Investment Angle: Multifamily and affordable housing in demand.
5️⃣ Timing Insight: Late-2025 Fed moves could intensify buyer activity.
Negotiating mortgages can be difficult for first-time buyers due to the risks and costs. A 15-year mortgage offers lower interest rates but higher monthly payments, which can strain finances. A 30-year mortgage is often more manageable for first-time buyers due to lower payments. Adjustable-rate mortgages may benefit those planning to resell quickly. Refinancing options are available for 30-year mortgages, and older borrowers may prefer 15-year terms to reduce debt before retirement. Disciplined savers might manage the higher payments of a 15-year mortgage better.
Florida's housing market has shifted to favor buyers in 2025, with Miami, Orlando, Jacksonville, and Tampa all showing over six months of housing supply. Inventory surged by 143% since 2023, leading to longer listing times and more price reductions. This balanced market offers buyers more options, less competition, and better negotiation power, marking a welcome cooldown rather than a crash.
Miami’s luxury market cooled this fall, while mid-range homes held steady amid international buyer interest.
Inventory rose modestly, easing prior pressure in core neighborhoods.
Migration and tourism keep overall demand robust despite slower sales.
Forecast: Slight price rise (~3%) expected by 2026, led by coastal and high-demand submarkets.
Investors opportunity. Rented townhouse for $2600 / month until end of November 2025. Gated community, clubhouse, Low HOA.
The “11th hour of the 11th day of the 11th month" of 1918 signaled the end of World War I.
It's honored as Veterans Day to remember the men and women who have served, and continue to serve during times of war, conflict and peace.
Salute to all heroes, and thank you for your service.personnel who served the United States in all wars, particularly living veterans.
To those in uniform serving today and to those who have served in the past, we honor you today and every day.
For your service, your bravery and your hard work, we thank you.
Slide 1
Orlando’s housing market in 2025 feels way calmer than the pandemic frenzy.
Slide 2
Inventory hit nearly 14,000 homes — the most since 2011, finally easing shortages.
Slide 3
Median home prices hover around $390K, basically flat after wild double-digit gains.
slide 4:
Single-family homes average $425K, 20% cut prices, and listings sit unsold about 67 days.
Slide 5
Orlando rents average about $2,000, actually 5% cheaper than last year.
Buying a home involves evaluating your finances, including income, debt, credit, and savings for a down payment. Determine how much house you can afford using the 28/36% rule, and consider closing costs. Improve your financial standing if needed, explore first-time buyer programs, and understand mortgage types and terms. Get pre-approved, find a real estate agent, start house hunting, learn the local market, make an offer, get an appraisal and inspection, then close the deal to become a homeowner.