Posts By :

Juan Rubio

Check out my new listing Address: 751 SE 2nd St

150 150 Juan Rubio

Gated community with pool. 1 room in the first floor with full bath. Remodeled like new. Patio fenced.

Check out my new listing Address: 140 SE 6th Rd

150 150 Juan Rubio

Townhouse remodeled, gated community with pool. 1 bedroom and bath in the first floor.

Check out my listing Address: OVIEDO, FL 32765

150 150 Juan Rubio

Location, Location, Location. Gated community with pool for residents, excellent schools, 13 minutes away of UCF and close to other colleges. FULLY FURNISHED – Furniture not included in price but willing to negotiate.
PROPERTY OCCUPIED, FOR INVESTMENT NOW, AVAILABLE IN GENERAL AS OF 04/30/2026.

What’s the Right Mortgage Length for You?

150 150 Juan Rubio

Home buyers often choose between 30-year, 15-year, or even 40-year fixed-rate mortgage loans. A 40-year loan offers lower monthly payments, making it possible to afford a more expensive home, but it results in significantly higher total interest paid over time. For example, a $180,000 loan at 4.25% interest would cost about $194,657 in interest over 40 years compared to $137,777 for a 30-year loan. Ultimately, the choice of mortgage length depends on individual financial situations, considering both monthly payments and interest rates.

Continue to full article

6 Strategies to Get a Better Interest Rate

150 150 Juan Rubio

For homebuyers, interest rates are crucial, but many don't realize they can influence their mortgage rates through various factors. Key strategies include increasing your credit score, maintaining steady employment for at least two years, and improving your debt-to-income ratio to below 43%. A larger down payment can also lead to lower rates, as can opting for a shorter loan term. Additionally, refinancing later can help secure a better rate.

Continue to full article

The price has reduced for this Listing, check it out Listing Address: 751 SE 2nd St 0

150 150 Juan Rubio

Investors opportunity. Rented townhouse for $2600 / month until end of November 2025. Gated community, clubhouse, Low HOA.

Mortgage Pre-Approval: Your Guide to Homebuying Success

150 150 Juan Rubio

Purchasing a home is an exciting journey, and mortgage pre-approval is a crucial step. It demonstrates to sellers that you are a serious buyer. Start by checking your credit score and improving it if necessary. Gather essential documents like income verification, proof of assets, and identification. Submit your application accurately. Once pre-approved, review your letter to understand your borrowing capacity. With this letter, you can confidently explore the real estate market while avoiding major financial changes. Mortgage pre-approval is vital for homeownership success.

Continue to full article

The price has reduced for this Listing, check it out Listing Address: 140 SE 6th Rd 0

150 150 Juan Rubio

Townhouse REMODELED in a gated community with a pool and a community room. Very close to the Turnpike. For showings, use Showing assist.
NEW ROOF.

SELLER MOTIVATED, MAKE YOUR BEST OFFER.

Closing cost covered up to $28,000 with preferred lender!!!

Honoring the Significance of Indigenous Day

496 279 Juan Rubio

Indigenous Peoples’ Day celebrates, recognizes, and honors the beautiful traditions and cultures of the Indigenous People
We take a stand for and support the indigenous people on this day.
We should also offer our support to those who invest and uplift the indigenous communities.

When Is the Hottest Week to Buy Miami Homes?

496 279 Juan Rubio

Slide 1:
Miami-Fort Lauderdale-West Palm Beach’s best week to buy a home runs November 30 – December 6, with lower 
prices and less competition.

Slide 2:
Expect 32% more active listings than early 2025, giving buyers bigger choices, less competition.

Slide 3:
Inventory is up, but move-in-ready homes still sell fast—timing and alerts are key.

Slide 4:
Mortgage rates eased, giving buyers negotiating power and more confidence this mid-October season.

Slide 5:
Act strategically now—fall offers selection, deals, and the rare timing advantage of 2025.