{"id":3700,"date":"2025-12-26T14:00:00","date_gmt":"2025-12-26T19:00:00","guid":{"rendered":"https:\/\/rpsgrouprealestate.com\/?p=3700"},"modified":"2025-12-26T14:00:00","modified_gmt":"2025-12-26T19:00:00","slug":"mortgage-mistakes-what-not-to-do-before-applying-for-a-mortgage","status":"publish","type":"post","link":"https:\/\/rpsgrouprealestate.com\/eng\/2025\/12\/26\/mortgage-mistakes-what-not-to-do-before-applying-for-a-mortgage\/","title":{"rendered":"Mortgage Mistakes: What NOT To Do Before Applying for a Mortgage"},"content":{"rendered":"<div class=\"roomvu-news-container\">\n<p>Home-buyers should avoid several costly mistakes when applying for a mortgage. Key points include not changing jobs or careers, as this can raise red flags for lenders. Avoid applying for new credit cards or closing major credit accounts, as these actions can negatively impact credit scores. Refrain from making large purchases or deposits before closing, as they can affect debt-to-income ratios and raise questions from lenders. Lastly, ensure timely bill payments and maintain open communication with your lender to avoid jeopardizing your mortgage application.<\/p>\n<p>\t<a class=\"roomvu-news-continue\" href=\"https:\/\/www.realfx.com\/blog\/mortgage-mistakes-what-not-to-do-before-applying-for-a-mortgage\/\"><\/p>\n<div>Continue to full article<\/div>\n<p>\t<\/a><\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Home-buyers should avoid several costly mistakes when applying for a mortgage. Key points include not changing jobs or careers, as this can raise red flags for lenders. Avoid applying for new credit cards or closing major credit accounts, as these actions can negatively impact credit scores. Refrain from making large purchases or deposits before closing, [&hellip;]<\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"_joinchat":[],"footnotes":""},"categories":[1],"tags":[],"class_list":["post-3700","post","type-post","status-publish","format-standard","hentry","category-sin-categoria"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.1.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Mortgage Mistakes: What NOT To Do Before Applying for a Mortgage - RPS Group Real Estate<\/title>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Mortgage Mistakes: What NOT To Do Before Applying for a Mortgage - RPS Group Real Estate\" \/>\n<meta property=\"og:description\" content=\"Home-buyers should avoid several costly mistakes when applying for a mortgage. 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