RPS Group Real Estate

Happy New Year!

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A new year arrives with fresh goals, bold ideas, and the momentum to turn today’s plans into tomorrow’s lasting success. 2026 begins with opportunity ahead, inviting smarter decisions, renewed focus,…

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How a Refinance Loan on Rental Property Can Maximize Your Mortgage

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Foreign investors in the US residential real estate market can enhance their financial success through refinancing rental properties. A refinance loan replaces an existing mortgage or cash purchase with a…

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Required documents for a US mortgage

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When applying for a US mortgage, submit translated documents including employment/income information, such as recent salary statements and W-2 forms for non-UN staff. Retirees need pension and Social Security Award…

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3 Mortgage Options for First-Time Homebuyers

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Mortgages backed by the FHA, Fannie Mae’s HomeReady, and Freddie Mac’s Home Possible offer significant benefits for first-time homebuyers. FHA loans require a minimum down payment of 3.5% with a…

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Mortgage Mistakes: What NOT To Do Before Applying for a Mortgage

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Home-buyers should avoid several costly mistakes when applying for a mortgage. Key points include not changing jobs or careers, as this can raise red flags for lenders. Avoid applying for…

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Strategies to Pay Off Your Mortgage Faster and Save on Interest

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Paying off your mortgage early can lead to significant interest savings and improved cash flow for retirement. To achieve this, consider making extra payments toward the principal, switching to biweekly…

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Happy Holidays

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The middle of winter has long been a time of celebration around the world. Many peoples rejoiced during the winter solstice, when the worst of the winter was behind them,…

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How to get a mortgage loan if you are self-employed

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Getting approved for a mortgage as a self-employed individual can be challenging but manageable. Key strategies include establishing a self-employment track record of at least two to three years, maintaining…

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Miami Luxury Homes: Cash Rules Market

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Miami leads all-cash home sales with 43% of purchases paid in cash. Luxury homes above $1M often sell with over 50% all-cash deals. Condos above $1M see 70% of sales…

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Miami Rents Drop Slightly, Still Nationally Expensive

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Slide 1: Miami renters face high costs, with median rent at $3,000 citywide in 2025. Slide 2: One-bedroom rents dropped 3.8% year-over-year, now averaging $2,500 across the metro. Slide 3:…

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