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Required documents for a US mortgage

150 150 RPS Group Real Estate

When applying for a US mortgage, submit translated documents including employment/income information, such as recent salary statements and W-2 forms for non-UN staff. Retirees need pension and Social Security Award…

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3 Mortgage Options for First-Time Homebuyers

150 150 RPS Group Real Estate

Mortgages backed by the FHA, Fannie Mae’s HomeReady, and Freddie Mac’s Home Possible offer significant benefits for first-time homebuyers. FHA loans require a minimum down payment of 3.5% with a…

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Mortgage Mistakes: What NOT To Do Before Applying for a Mortgage

150 150 RPS Group Real Estate

Home-buyers should avoid several costly mistakes when applying for a mortgage. Key points include not changing jobs or careers, as this can raise red flags for lenders. Avoid applying for…

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Strategies to Pay Off Your Mortgage Faster and Save on Interest

150 150 RPS Group Real Estate

Paying off your mortgage early can lead to significant interest savings and improved cash flow for retirement. To achieve this, consider making extra payments toward the principal, switching to biweekly…

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Happy Holidays

496 279 RPS Group Real Estate

The middle of winter has long been a time of celebration around the world. Many peoples rejoiced during the winter solstice, when the worst of the winter was behind them,…

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How to get a mortgage loan if you are self-employed

150 150 RPS Group Real Estate

Getting approved for a mortgage as a self-employed individual can be challenging but manageable. Key strategies include establishing a self-employment track record of at least two to three years, maintaining…

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Miami Luxury Homes: Cash Rules Market

496 279 RPS Group Real Estate

Miami leads all-cash home sales with 43% of purchases paid in cash. Luxury homes above $1M often sell with over 50% all-cash deals. Condos above $1M see 70% of sales…

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Miami Rents Drop Slightly, Still Nationally Expensive

496 279 RPS Group Real Estate

Slide 1: Miami renters face high costs, with median rent at $3,000 citywide in 2025. Slide 2: One-bedroom rents dropped 3.8% year-over-year, now averaging $2,500 across the metro. Slide 3:…

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Top 10 Tips for a Timely Mortgage Approval

150 150 RPS Group Real Estate

Financial fears deter many renters from buying homes, often due to limited credit knowledge. First-time buyers can improve mortgage chances by reducing debt, cleaning credit reports, avoiding new credit, increasing…

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Orlando: Cooling After the Spike, Buyers Gain Leverage

496 279 RPS Group Real Estate

Orlando’s market cooled in 2025 with year-over-year value declines in some measures, signaling normalization after prior rapid growth. Inventory and months-of-supply moved toward balance, giving buyers more negotiation room than…

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