Buying a home can be stressful, especially for first-time buyers. It's essential to prepare by understanding costs like down payments, closing costs, and home inspections. Start saving by reviewing your budget and consider setting aside a mock mortgage payment monthly. Know your credit score and ensure you have at least three reporting tradelines. Meeting with a lender for pre-approval is crucial to determine what you can afford. Remember to account for additional costs of homeownership, such as insurance and maintenance.
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